Tag Archives: Indian Students in Canada

Canada remains one of the most popular destinations for international students due to its high-quality education system, cultural diversity, and welcoming environment. However, before deciding to study in Canada, it is crucial to understand the cost of living. Living expenses in Canada can vary depending on the city, lifestyle, and individual needs. This blog will provide a comprehensive guide on living expenses in Canada for international students, helping you plan your budget effectively.

1. Overview of Living Expenses in Canada for International Students

The overall cost of studying in Canada is not just limited to tuition fees. International students must also budget for accommodation, food, transportation, personal expenses, and healthcare. These costs vary depending on factors such as the province or city you choose to live in, your lifestyle, and your consumption habits.

In 2025, the cost of studying in Canada has seen some inflation, but Canada continues to be an affordable option for students when compared to other popular study destinations like the USA, UK, and Australia. Here's an overview of what international students can expect to spend on a monthly basis in Canada.

2. Cost of Accommodation

Accommodation is typically the largest part of an international student’s budget in Canada. The type of accommodation you choose, whether it's on-campus or off-campus housing, will have a significant impact on your overall expenses.

2.1 On-Campus Housing

Living on campus can be a convenient option for international students, especially during their first year. Most universities and colleges in Canada offer dormitories or residence halls that provide students with furnished rooms, meal plans, and access to campus amenities. However, this convenience often comes at a higher cost.

• Cost Range: On-campus housing generally costs between CAD 3,000 and CAD 7,000 per year.





• Meal Plans: The cost of meal plans (which are often included with on-campus housing) can range from CAD 2,000 to CAD 5,000 per year, depending on the plan and the number of meals included.

2.2 Off-Campus Housing

Many international students opt to live off-campus for more independence, flexibility, and often, lower costs. The cost of off-campus housing depends heavily on the location and whether you choose to live alone or share accommodation with others.

• Renting an Apartment: Renting a one-bedroom apartment in a major city like Toronto or Vancouver can cost anywhere from CAD 1,200 to CAD 2,500 per month. Rent is typically lower in smaller cities or rural areas, with prices ranging from CAD 800 to CAD 1,500 per month.





• Shared Accommodation: Many students choose to rent shared accommodation with roommates to reduce their costs. Renting a room in a shared apartment can cost between CAD 500 and CAD 1,200 per month.

2.3 Homestays

Another option for students is to stay with a Canadian family in a homestay. This arrangement offers the benefit of cultural exchange and often includes meals. Homestays can be a good option for first-year students who want additional support adjusting to Canadian life.

• Cost Range: Homestays typically cost CAD 600 to CAD 1,200 per month, including meals.

3. Food and Groceries

Food and groceries are another essential part of your living expenses in Canada. The cost of food will depend on whether you cook your own meals, eat out frequently, or purchase meal plans through your university or college.

3.1 Groceries

If you plan on cooking your own meals, you can expect to spend between CAD 200 and CAD 400 per month on groceries. This amount may vary depending on where you live, your diet, and shopping habits. Cities like Toronto and Vancouver tend to have higher grocery prices, while smaller towns may be more affordable.

Basic grocery items include:

• Bread: CAD 2–3 per loaf





• Milk: CAD 2–3 per liter





• Eggs: CAD 3–4 per dozen





• Vegetables: CAD 1–3 per pound





• Fruits: CAD 2–4 per pound





• Meat (chicken, beef): CAD 5–10 per pound

3.2 Eating Out

While cooking at home can save money, dining out is common for international students. On average, meals at inexpensive restaurants in Canada cost around CAD 12 to CAD 20. If you dine at fast-food restaurants or food courts, the cost of a meal could be as low as CAD 6 to CAD 10.

3.3 Meal Plans

As mentioned earlier, many Canadian universities offer meal plans for students living on campus. The cost of meal plans can vary based on the number of meals provided, ranging from CAD 2,000 to CAD 5,000 per year.

4. Transportation

Transportation costs can vary based on where you live in Canada. Larger cities like Toronto, Vancouver, and Montreal have well-developed public transportation systems, while students in smaller cities or towns may need to rely on private transportation.

4.1 Public Transportation

Many cities in Canada offer monthly public transportation passes for students. The cost of a monthly transit pass is typically around CAD 80 to CAD 120 in major cities, with smaller cities offering lower prices.

• Toronto: A monthly pass costs approximately CAD 156.





• Vancouver: A monthly pass costs approximately CAD 100.





• Montreal: A monthly pass costs approximately CAD 55.

4.2 Cycling

Cycling is another affordable way to get around in Canada, especially during the spring and summer months. Many cities offer bike-share programs, and the cost of purchasing a bicycle can range from CAD 100 to CAD 600 depending on the model.

4.3 Private Transportation

If you prefer to drive, the cost of owning a car in Canada can be significant. Gas prices typically range from CAD 1.20 to CAD 1.50 per liter. Additional expenses include car insurance, maintenance, and parking fees, which can vary by location. For international students, renting a car is also an option, with rates generally ranging from CAD 30 to CAD 100 per day.

5. Health Insurance

Health insurance is an essential part of the cost of living for international students in Canada. While Canadian citizens and permanent residents have access to public healthcare, international students are generally required to purchase private health insurance. Many provinces in Canada offer provincial health insurance to international students, but coverage varies by province.

5.1 Provincial Health Insurance

Some provinces, such as British Columbia and Alberta, offer provincial health insurance for international students. However, in other provinces like Ontario, international students are required to purchase private insurance through their school.

• Cost Range: Private health insurance typically costs between CAD 600 and CAD 1,000 per year.

5.2 University Health Plans

Many universities in Canada offer mandatory health insurance plans that cover medical visits, hospitalization, dental care, and prescription medications. The cost of university health plans varies by institution but typically ranges between CAD 500 and CAD 1,000 per year.

6. Personal Expenses and Entertainment

Personal expenses and entertainment will also contribute to your overall living costs in Canada. These costs can include clothing, toiletries, phone bills, and entertainment like movies, events, and social activities.

6.1 Personal Expenses

• Mobile Phone: Monthly phone bills typically range between CAD 30 and CAD 80, depending on the plan and data usage.





• Clothing: The cost of clothing will depend on your personal preferences. Budgeting CAD 50 to CAD 200 per month for clothing and accessories should be sufficient for most students.

6.2 Entertainment

Entertainment costs vary widely depending on your interests. On average, international students spend around CAD 100 to CAD 300 per month on entertainment, including activities such as dining out, attending movies, and visiting museums or cultural events.

• Movies: Movie tickets generally cost between CAD 10 and CAD 15.





• Concerts and Events: Tickets for concerts or live events typically range from CAD 20 to CAD 100.

7. Miscellaneous Expenses

Additional costs may arise during your time in Canada. These can include unforeseen medical expenses, academic supplies, and travel back to India during breaks. It's always a good idea to keep some extra funds aside for emergencies.

• Miscellaneous Costs: Around CAD 50 to CAD 100 per month for unforeseen expenses.

8. Cost of Studying in Canada in 2025

The cost of studying in Canada in 2025 will likely increase due to inflation. Here's a breakdown of the expected costs:

• Tuition Fees: International students can expect to pay between CAD 7,000 and CAD 29,000 per year for undergraduate programs, depending on the course and university.





• Living Costs: Living expenses in Canada for international students will range from CAD 10,000 to CAD 20,000 per year depending on the city and lifestyle.





• Other Expenses: Health insurance, textbooks, and academic supplies can add another CAD 1,000 to CAD 2,000 per year.

9. Conclusion

The total cost of living in Canada for international students varies depending on various factors such as location, lifestyle, and personal preferences. On average, international students can expect to spend between CAD 15,000 to CAD 25,000 per year on living expenses, excluding tuition fees. By planning your budget carefully and making informed choices about accommodation, food, transportation, and other expenses, you can manage your finances effectively during your time in Canada.

For the best experience, research the cost of living in the specific city or province you plan to study in, as this can significantly impact your overall expenses.

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Canada remains one of the top destinations for individuals and families looking to start anew or improve their living standards. For Indian nationals, Canada offers a wide range of immigration programs, with Permanent Residency (PR) being one of the most sought-after options. However, the process of applying for Canadian PR from India involves several steps, each with associated costs. This comprehensive guide will walk you through the total cost for Canada PR from India, breaking down various fees and expenses that applicants should be aware of.

1. Introduction to Canada PR from India

Canada's immigration system, particularly the Express Entry system, offers an efficient way for skilled workers, entrepreneurs, and family members to gain permanent residency. Permanent residency (PR) allows individuals to live, work, and study in Canada with access to public healthcare and other benefits. However, applying for a Canadian PR comes with a set of fees, which vary based on the applicant’s specific circumstances.

The cost of obtaining Canada PR from India includes application fees, medical examination costs, police clearance fees, biometrics, and more. Understanding these costs is essential for planning the immigration process without unexpected financial surprises.

2. Overview of Canada PR Visa Fees

The fees for obtaining Canada PR vary depending on factors such as the applicant’s age, family size, and type of immigration program (Express Entry, Provincial Nominee Program, etc.). The cost typically includes:

• Application Fees: The primary cost involved in applying for a Canada PR visa is the application fee. This is paid when submitting your application and is required for the processing of your PR application.





• Biometrics Fees: Biometrics (fingerprints and photographs) are a crucial part of the immigration process. The fee for biometrics is applicable for each applicant and dependent.





• Medical Examination: A medical exam from an approved panel physician is necessary for all PR applicants to ensure they meet Canada’s health standards.





• Police Clearance Certificates: You will need a police clearance certificate from each country you have lived in for six months or more, including India. This can incur additional costs.





• Right of Permanent Residence Fee (RPRF): After your PR application is approved, you will have to pay the RPRF before receiving your PR status.

3. Detailed Breakdown of Canada PR Costs for Indian Applicants

3.1 Express Entry Application Fees

The Express Entry system is one of the most popular pathways for Indian nationals to apply for Canada PR. Here’s a breakdown of the Express Entry fees:

• Primary Applicant Fees: The fee for the primary applicant submitting the application is CAD 1,325. This includes the processing fee and the Right of Permanent Residence Fee (RPRF).





• Spouse/Common-Law Partner Fees: If you are applying with a spouse or common-law partner, the fee is CAD 1,325 for your partner. However, the RPRF for the spouse is also CAD 500.





• Dependent Children Fees: For each dependent child under the age of 22, the fee is CAD 225. Note: If the applicant is under the Federal Skilled Worker Program, Federal Skilled Trades Program, or Canadian Experience Class, these fees apply.

3.2 Provincial Nominee Program (PNP) Fees

Apart from Express Entry, applicants can also apply through various Provincial Nominee Programs (PNP). Fees for PNPs are often lower than those for Express Entry and differ from province to province. Below is a general fee structure:

• PNP Application Fee: This can range from CAD 250 to CAD 1,500, depending on the province and the type of nomination.





• Right of Permanent Residence Fee (RPRF): As mentioned, the RPRF is CAD 500 for a spouse and CAD 225 for each dependent child under 22.

3.3 Biometrics Fees

Biometric fees are required for most applicants. This fee applies whether you are applying under the Express Entry or Provincial Nominee Program. The biometrics fee is CAD 85 per person, with each additional family member needing their biometrics as well.

3.4 Medical Examination Costs

All applicants must undergo a medical examination to ensure they meet Canada's health standards. The costs of the medical exam can vary based on the location and the clinic you choose. Typically, medical examination costs in India range from INR 3,500 to INR 15,000 (approximately CAD 60 to CAD 250).

3.5 Police Clearance Certificates

Applicants are required to submit police clearance certificates (PCC) from their home country (India), as well as any other country where they have resided for six months or more. Obtaining a PCC in India is typically free of charge, but there may be small administrative fees depending on the state and processing time. The cost of obtaining a police clearance certificate may vary from INR 500 to INR 2,000.

3.6 Language Testing Fees

To apply for Canada PR through Express Entry, you must prove your proficiency in either English or French. The two most common language tests are the International English Language Testing System (IELTS) and Canadian English Language Proficiency Index Program (CELPIP).

• IELTS Test Fees: The fee for the IELTS exam in India typically ranges between INR 13,000 to INR 15,000 (approximately CAD 250).





• CELPIP Test Fees: The CELPIP test fee is about INR 14,000 (approximately CAD 275).

3.7 Educational Credential Assessment (ECA)

An Educational Credential Assessment (ECA) is necessary for applicants to prove that their foreign degrees are equivalent to Canadian educational standards. You must get your credentials assessed by an organization designated by the Canadian government, such as World Education Services (WES).

The cost for an ECA through WES is approximately INR 25,000 to INR 30,000 (approximately CAD 500).

3.8 Right of Permanent Residence Fee (RPRF)

The Right of Permanent Residence Fee (RPRF) is a mandatory fee paid once your PR application is approved. It is due before you land in Canada as a permanent resident.

• RPRF Fee for the Primary Applicant: CAD 500





• RPRF Fee for Spouse or Common-Law Partner: CAD 500





• RPRF Fee for Dependent Children: No fee is required for children under 22.

4. Total Cost of Canada PR from India: A Sample Calculation

Let’s break down the costs for a hypothetical family of three applying for Canada PR under the Express Entry system.

• Primary Applicant Fee: CAD 1,325





• Spouse Fee: CAD 1,325





• Child Fee: CAD 225





• Biometrics Fee (for 3 people): CAD 255





• Medical Examination Fees (for 3 people): CAD 750





• Police Clearance Certificate Fees: CAD 50 (approx. INR 2,000)





• IELTS Test Fees (for 2 people): CAD 500





• ECA Fees (for the primary applicant): CAD 500





• Right of Permanent Residence Fee (RPRF): CAD 500 (for primary applicant) + CAD 500 (for spouse)

Total Cost = CAD 1,325 + CAD 1,325 + CAD 225 + CAD 255 + CAD 750 + CAD 50 + CAD 500 + CAD 500 + CAD 500 = CAD 5,480 (approx. INR 300,000).

This total does not include any potential additional costs, such as legal fees, travel costs, or other miscellaneous expenses.

5. Other Potential Costs

• Legal Fees: While not mandatory, many applicants choose to hire immigration consultants or lawyers for assistance. Legal fees for Canada PR can range from INR 50,000 to INR 2,00,000 (approximately CAD 1,000 to CAD 3,000) depending on the complexity of the case.





• Landing Fees: When you land in Canada, you may have to pay landing fees, though this is generally included in the Right of Permanent Residence Fee (RPRF).





• Miscellaneous Expenses: Depending on your specific circumstances, you may incur additional costs such as document translation fees, courier charges, etc.

6. Conclusion

The total cost for Canada PR from India can vary greatly depending on the applicant's individual circumstances, the number of dependents, and the immigration program chosen. On average, the cost for an individual or family applying for Canada PR can range from INR 3,00,000 to INR 8,00,000 (approximately CAD 5,000 to CAD 14,000), excluding additional costs like legal fees or other incidental expenses.

By understanding these costs upfront, you can better plan your finances and avoid any surprises during the immigration process. Make sure to consult with a certified immigration consultant to ensure that you have an accurate understanding of all the fees involved in your specific case.